Who provides consumers access to information about mortgages and credit scores?

Study for the Alabama Real Estate Post-License Exam. Engage with flashcards and multiple-choice questions, with hints and explanations for each question. Get ready to excel on your exam!

The Consumer Financial Protection Bureau (CFPB) is the correct answer because it is a government agency responsible for protecting consumers in the realms of financial products and services. One of its key roles is to provide consumers with access to comprehensive information regarding mortgages, credit scores, and other financial topics. The CFPB offers tools and resources that help consumers understand their rights and the various options available to them—ensuring they have the necessary information to make informed financial decisions.

In contrast, the Federal Reserve System mainly focuses on regulating the monetary policy of the United States and overseeing the banking system, rather than directly providing consumer education on mortgages or credit scores. The Federal Housing Administration is primarily involved in insuring loans for single-family and multi-family properties, which helps increase home ownership but does not specifically provide consumer access to financial information. The National Association of Realtors, while offering resources for real estate professionals, does not directly serve as a source of information for consumers about mortgages and credit scores.

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